Personal Contract Purchase

Personal Contract Purchase (PCP) is fast becoming one of the most popular ways of financing your new pickup truck, simply due to its flexibility.

You choose your new pickup, the deposit, how long you want the contract to run for, and the mileage you intend to do. In return you get fixed cost motoring for the term of the contract.

At the end of the contract you have a choice to either buy the car outright for an agreed lump sum (the minimum guaranteed future value), part exchange the pickup vehicle and use the equity you have built up as the deposit on another new vehicle, or hand the pickup vehicle back to the lender and walk away without owing anybody anything (subject to the mileage and condition of the vehicle at this time).


  • No need to deplete your savings
  • Allows you to change your vehicle more often
  • You can have a new car for the price of an old one
  • Access to fleet related discounts
  • Deposits are usually very low as are monthly payments compared with hire purchase agreements
  • You have a Guaranteed Future Value for the vehicle at the outset of the contract based on your predicted mileage
  • You will benefit from any equity built up over and above the balloon payment
  • You can hand the vehicle back at the end of the contract (subject to its mileage and condition)
  • You have the option to take ownership of the vehicle at the end of the contract


  • You are responsible for the servicing and maintenance of the vehicle
  • The final payment (Guaranteed Future Value) is based on the predicted mileage of the vehicle, therefore, if the vehicle has done more mileage than expected there is a risk of negative equity at the end of the contract
  • There is a monthly payment so you need to make sure you can afford it
  • If you settle the agreement too early there is a risk of negative equity


This would suit customers who:

Wants a more expensive vehicle than their budget would normally allow

Wants ownership of the vehicle without a large initial outlay

Wants multiple options at the end of the contract

Wants to build up equity in the vehicle over the contract

Our price guarantee

We regularly check our prices - you won't
find the same new pickup truck cheaper elsewhere.

  • 1If you find a better deal even after ordering from us, we'll match it.
  • 2No hidden charges - we'll tell you about everything up front. No surprises.
  • 3If you need to cancel or postpone your order before delivery (even if you've signed the order) we'll return your deposit in full.
  • 4After ordering, if the price of your vehicle reduces or interest rates go down, we'll reduce your payments.

Read more about our 8 point price guarantee.

Free, fast delivery


We keep £30 MILLION worth of vehicles on order to give us the fastest vehicle delivery times in the market.

All vehicles are brand new and will be delivered to your door absolutely free.
*UK mainland only

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