Personal Contract Hire

Personal Contract Hire (PCH) is a perfect product for an individual who wants fixed cost motoring and is confident about the mileage and condition of the pickup vehicle over a set period of time.

It is an easy and cost effective way to finance vehicles, it enables you to control one of your biggest expenses. PCH is available with or without a maintenance package, which offers fixed cost motoring with no hidden extras.

Personal Contract Hire is similar to Business Contract Hire. However, as an individual you will not be able to recover any VAT or take advantage of any tax allowance.

Advantages

  • Low deposit and low monthly rentals; one of the most cost effective options if you need full use of a vehicle but don't require final ownership
  • No need to deplete your savings
    Allows you to change your vehicle more often
  • Fixed cost motoring with the option to add maintenance
  • You can hire a new vehicle for the price of an old one
  • Access to fleet related discounts
  • No depreciation risks

Disadvantages

  • You will need to accurately estimate the time and mileage for the use of the vehicle
  • The cost to early terminate the contract can be expensive
  • If the vehicle goes over their agreed mileage allowance, excess mileage will be charged for each mile over that is stated in their contract
  • You must look after the vehicle and return in a well maintained condition, if not you will be charged for any damage over and above as stated in the 'Fair Wear and Tear Guide'
  • There is no option to own the vehicle at the end of the contract
  • No benefit from equity build up

clear

This would suit customers who:

Wants a more expensive vehicle than their budget would normally allow.

Wants to avoid the risk of depreciation and maintenance costs.

Wants fixed cost, stress free motoring.

Are not worried about owning a vehicle.

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Autorama UK Ltd Registered in England and Wales with registered number: 05137709 Registered office: Vanarama, Maylands Avenue, Hemel Hempstead, HP2 7DE, United Kingdom. Vanarama, Vanarama Cars, Pickup Trucks Direct, Vanarama Short Term Leasing and Vanarama Insurance Services are trading styles of Autorama UK Ltd, who are authorised and regulated by the Financial Conduct Authority (Our Financial Conduct Authority Register number is 630748). VAT number GB842814720. Calls are recorded for compliance and training purposes.

Our price guarantee

We regularly check our prices - you won't
find the same new pickup truck cheaper elsewhere.

  • 1If you find a better deal even after ordering from us, we'll match it.
  • 2No hidden charges - we'll tell you about everything up front. No surprises.
  • 3If you need to cancel or postpone your order before delivery (even if you've signed the order) we'll return your deposit in full.
  • 4After ordering, if the price of your vehicle reduces or interest rates go down, we'll reduce your payments.

Read more about our 8 point price guarantee.

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